How Much Should You Save for Retirement? | Essential Planning Guide 📊

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[75-Second Video Script: How Much Should You Save for Retirement?]

Scene 1:  
Animated title appears: “How Much Should You Save for Retirement?”  
Voiceover:  
"Let’s face it—retirement may feel far off, but the sooner you start planning, the better off you’ll be."

Scene 2:  
A person opens a laptop, types “retirement calculator”.
Voiceover:  
"Experts suggest aiming to replace 70% to 80% of your pre-retirement income. That’s where retirement calculators come in handy."

Scene 3:  
Graph animation shows income replacement bars: $100k pre-retirement = $70k–$80k needed per year in retirement.  
Voiceover:  
"If you make $100,000 a year, you’ll likely need $70,000 to $80,000 annually after you retire."

Scene 4:  
Timeline graphic shows savings benchmarks at different ages (e.g. 1x salary by 30, 3x by 40, etc.).  
Voiceover:  
"Fidelity recommends saving one times your salary by age 30, three times by 40, and ten times by 67."

Scene 5:  
Icons of 401(k) and IRA pop up with dollar signs and tax symbols.  
Voiceover:  
"Use tools like a 401(k) or IRA to grow your savings with tax advantages. And don’t leave that company match on the table—it’s free money!"

Scene 6:  
A cartoon wallet loses value due to inflation, then shows adjusted amounts.  
Voiceover:  
"Don’t forget inflation. What feels like enough now might fall short in the future."

Scene 7:  
A person checks their savings app monthly with a checklist.  
Voiceover:  
"Check in regularly. Your goals, income, or lifestyle might change—and your savings plan should too."

Scene 8:  
Smiling older couple enjoys a beach sunset, text on screen: *“Start now. Future you will thank you.”  
Voiceover:  
"Saving for retirement isn’t about guessing—it’s about planning. Start now, and your future self will thank you."

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